John (Jiang) Chen

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

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John (Jiang) Chen

Loan Officer

Bio: I strongly believe mortgage needs to be transparent and open. For majority of the families, mortgage is the single most important and largest investment. It needs to be carefully thought-out and planned well. The whole loan process should be 100% transparent. Borrower should be the master and dominant player while loan officer should be only the servant and facilitator. I have a passion in helping people. I provide you the ideas and options for your goals and let you be the driver in decision making. As a Certified Project Management Professional (PMP) and a former Operation Chief, I believe my priority as a Loan Officer is to present the lowest possible rates to you and transcend quality service over to make your borrowing process as smooth and pleasant as possible.

Phone: (240) 281-6871

NMLS#: 1756624

License states: Maryland

Spoken Language: English, Mandarin Chinese

Mortgage Rates

Why are my rates so low?

  • 1. I shop dozens of the top wholesale lenders in real time to find you the best rate with my pricing engine
  • 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders
  • 3. Our profit per loan is much lower than banks. I know that if we give you an amazing rate and term, you will share your experience with others

Our Accomplishments

28502+

Customers

$11.5+ billion

In Closed Loans

What makes us different?

Lenders

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders

Other brokers

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders
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